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Home, Simmons and Bank of the Ozarks have also relied on relatively low funding costs in Arkansas to make loans in higher-growth markets. “We’ve bought scratch-and-dent banks forever.” The Conway.
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The approval of your loan is given based on your debt to income ratio. In addition, many places will have a "scratch and dent" area where furniture with varying flaws is sold at a discount. Some.
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Past projects have included pricing residential whole loan pools, building and implementing portfolio. While at EMC, he worked for the Scratch-and-Dent mortgage trading desk and was responsible for.
Whole-loan trading is an increasingly important profitability tool for lenders in. There's the same volume of such scratch-and-dent loans in the.
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. mortgage specialty servicing company that purchased, sold, serviced and managed “Scratch & Dent” loans and assets. Mr. Daurio was also a.
Interestingly, even though the vast majority of the infractions were relatively trivial, investors continued to reject these “scratch-and-dent” or.