Fha Score Fha Lenders With 580 credit score typical minimum credit scores required by lenders for each loan type fha loans – 580 Credit Score. USDA Loans – 640 Credit Score. 203k Loans – 620 Credit Score. Convention Loans – 620 Credit Score. Jumbo Loans – 700 Credit Score. fha streamline refinance – No Credit Check. VA Streamline.What Is The Minimum Credit Score For fha loan mortgage loan credit requirements Note: The credit report will indicate if a credit score could not be produced due to insufficient credit.The credit report must be maintained in the mortgage loan file, whether the report includes traditional credit and a credit score or indicates that a credit score could not be produced due to insufficient or frozen credit.