Now that you know what you can afford, here’s what’s next. Make sure your credit is in shape before applying for a mortgage. Check My Credit. Checking your credit is FREE – always – and won’t affect your score.House Affordability Calculator. This calculator will calculate the price of the home you may be able to afford based on the amount of cash you have available for a down payment, and on the monthly funds available for making your mortgage payment and for paying the ongoing home ownership costs.

Uncover how much house you can really afford with our handy mortgage calculator Use our home affordability calculator to figure out how much you may be able to afford for a new home.

Making the decision to become a first time home buyer is complex. Or, if you're looking to purchase your next house, sometimes it's hard to.