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Look at Subprime Loans. If you need a home loan with no job, don’t bother with conventional loans or even government-backed loans. They abide by the Dodd-Frank Rules, which means you need a job, steady income, good credit, and a decent debt ratio. Subprime loans, on the other hand, do not follow these rules. Each bank makes up their own rules.

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WASHINGTON – About 16 months ago, another person in need moved into our home. She lost her house, has no job, and her husband is not paying the support he is supposed to pay. She has student-loan.